Frequently Asked Questions

If you’re an SME looking for fast and easy loans between $5k-$100k, then yes, we’re the private lender for you. Find out more about what we offer here.

Yes, you can! At Skyecap, we fund a variety of businesses in all sorts of situations. As long as you are a healthy business with lots of potential. We consider a range of factors beyond credit score, including cash flow and overall risk profile – we have high approval rates for eligible businesses, subject to assessment. Find out more about what we offer here.

We generally require a minimum of 1 year of trading to be eligible for credit assessment, including review of cash flow and overall risk profile. Applications may be submitted earlier for preliminary review or future consideration. Find out more about what we offer here.

Absolutely. As long as you are a registered business that is also registered to use online banking, you can apply for fast and easy loans with Skyecap. Find out more about what we offer here.

Our loans start at a rate of 0.8% per month and increase from there. Find out more about what we offer here.

Yes, of course. At Skyecap we specialise in bridging finance when you already have existing loan facilities. Reach out to our team here to find out more about how we can help your business reach its full potential.

Unfortunately, we are unable to fund your business in either of these circumstances. However, once your circumstances change, we’d love to help you reach the next milestone in your business. In the meantime, sign up for our newsletter here so that we can stay in touch.

We’re an experienced team with almost two decades of finance and lending experience. Driven by a mission to help SMEs reach their potential, we can get you as fast as 2 hours after approval, subject to verification and bank processing times. so that you can take your business to the next level. Find out more about what we offer here.

Ultimately, our rejections are based on unserviceability. If your business does not have the turnover to meet daily direct debits, is bankrupt or is in Part IX (9) debt agreement at this current time, we cannot fund you until your circumstances change. In the meantime, sign up for our newsletter here so that we can stay in touch.

When assessing your application, we are looking for two key factors: business health and business potential. Find out more about how our lending process works here.

We’re on a mission to help Australian businesses reach their full potential. If your current circumstances are complicated, reach out to our team here and we can point you in the right direction.